International Health Insurance for Expats Living Abroad
Comprehensive international health insurance for expats, digital nomads, slow travelers, retirees, missionaries, students, and individuals planning long-term relocation abroad.
Warren and Julie live internationally and personally maintain international health insurance while traveling abroad. Through Warren's work as a licensed insurance professional, we help travelers, expats, retirees, and global citizens compare international medical plans from several leading global providers.
Programs are available for all nationalities.
Need help choosing the right international health insurance plan?
Email Warren directly at
Your insurance premiums are not increased when using the comparison links below.
If you prefer assistance instead of running quotes yourself, please include the following when contacting Warren:
• Date of birth
• Country of citizenship
• Country of residence
• Coverage start date
• Area of coverage needed (Worldwide or Worldwide excluding USA)
If you are planning long-term relocation abroad, you may also want to explore our Residency Support for Expats, review available Residency Options, or explore our Travel Resources to help prepare for living overseas.
International Health Insurance for Expats
If you are relocating overseas, applying for European residency, slow traveling long-term, or transitioning off employer coverage, choosing the right international health insurance plan is critical.
Many clients planning long-term relocation are age 50 or older, transitioning from employer coverage or coordinating with Medicare. International health insurance structure becomes especially important when moving abroad permanently or applying for European residency.
International health insurance for expats is very different from short-term travel insurance. Long-term global medical plans are designed to meet visa and residency requirements, provide hospitalization and emergency care abroad, offer flexible area-of-coverage options, and coordinate properly with Medicare or other national health systems when applicable.
Many expats underestimate how important plan structure is before moving abroad. Coverage must be compliant for residency approval, allow access to private hospitals in your new country, and protect you from large medical costs in the event of a serious illness or injury.
Many Americans over age 65 maintain Medicare coverage while adding international health insurance to satisfy residency requirements and access private healthcare abroad.
As a former health insurance executive and licensed agent, Warren now helps Americans, Canadians, Australians, New Zealanders and other expats across the globe compare international health insurance options designed specifically for long-term living abroad.
Below are international health insurance providers offering plan structures suitable for:
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European residency applications
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Long-term relocation
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Digital nomads and slow travelers
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Americans on Medicare relocating abroad
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Families living abroad
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Employer groups and missionaries
Choosing the correct coverage before relocating is critical. Selecting the wrong plan can result in visa rejection, uncovered hospital stays, or gaps in protection abroad.
Not Sure Which International Health Insurance Plan Fits Your Relocation?
Choosing international health insurance depends on your age, residency goals, Medicare status, deductible preference and where you plan to live long-term. Selecting the wrong structure can result in visa rejection or uncovered hospital costs abroad. Plan design matters more than brand name when relocating internationally.
Before selecting coverage, review our overview of European residency options to understand how insurance integrates into visa approval.
If you're unsure which provider design is appropriate, contact Warren directly for guidance before purchasing coverage.
Warren is a former U.S. health insurance executive who now specializes in helping Americans and global expat's structure international coverage correctly before relocating abroad.
Email: warrenjulietravel@gmail.com
How to Choose the Right International Health Insurance Plan
Choosing International health insurance depends on your residency goals, travel patterns, Medicare status and long-term relocations plans. Coverage requirements for European residency visas often differ from short-term travel needs. Understanding deductibles, outpatient benefits and worldwide coverage zones is essential before selecting a plan.
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Residency visa compliance requirements
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Americans coordinating with Medicare Parts A and B
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Long-term expats vs digital nomads
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Single country vis worldwide coverage
Countries with Excellent HealthCare for Expats
Many Americans are surprised to learn that high-quality healthcare is widely available around the world, often at a fraction of the cost of medical care in the United States.
In many countries, hospitals are modern, physicians are internationally trained, and private healthcare systems are designed to serve expats, international travelers, and medical tourists.
Countries known for excellent healthcare systems include:
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Portugal and Spain- modern hospitals and highly ranked healthcare systems
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France- consistently rated among the best healthcare systems
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Singapore and Japan- advanced medical technology and efficient care
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Thailand and Malaysia- internationally accredited hospitals popular with expats
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Turkey- modern private hospitals and a growing global medical tourism hub
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Costa Rica- high-quality private hospitals widely used by North American expats
International Health Insurance for Americans on Medicare
Original Medicare provides limited coverage outside the United States. Many retirees moving abroad maintain Medicare while adding international coverage to meet visa requirements and protect against large hospital expenses. Choosing the correct structure can prevent gaps in protection.
Compare International Health Insurance Plans
You can quickly compare international health insurance plans from several global providers using the links below:
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Instant online quotes
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No obligation to purchase
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Your premiums are not increased by using these comparison tools
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Programs available for individuals, families, retirees, global travelers, missionaries, students, and more
Long-Term International Health Insurance Providers

International Medical Health and Travel Insurance for all ages, expats, nomads and part-time travelers. Programs designed for obtaining visas, residencies, trip insurance, full-time travel insurance, part-time travel insurance and more. Programs are also available for employer groups, missionaries, students and American Seniors on Medicare A, B and a supplement. Run your own quote through this link or contact Warren at warrenjulietravel@gmail.com for assistance.

Travel Medical Insurance protects you in the event of an illness or injury while traveling outside of your home country. Travel Insurance protects you from financial losses should your trip be delayed, interrupted, or cancelled. It also includes coverage for medical expenses while abroad. Coverage available to Americans traveling abroad for up to six months.

I am now partnering with Feather Insurance to provide reliable coverage solutions for those seeking residency in EU countries such as Greece, Italy, Spain, Germany, and more. If you need qualifying health insurance for your residency application, Feather can be a great option. Please note, these insurances are not available in all countries, so be sure to check your eligibility. Click the link provided to run a quick quote and see your options. Beyond residency health plans, Feather also offers extended coverage, including insurance for pets, home, professional liability, life insurance, and more. Please contact me via email if you have interest in one of those additional products at warrenjulietravel@gmail.com
Need Help Structuring the Right International Health Insurance Plan?
Many plans appear similar but differ significantly in deductible structure, area-of-coverage rules, and renewal terms. If you would like help evaluating which international plan fits your situation, email Warren directly before purchasing.
Email: warrenjulietravel@gmail.com

Provides flexible international medical insurance and travel insurance designed for Schengen visa applicants, students, expats, and long-stay travelers, offering visa-compliant coverage, emergency medical care, hospitalization, repatriation, and worldwide assistance at affordable rates.

International Medical and Travel Insurance for people from all over the world up to age 69.

Please Use Our Link. It will Not Impact Your Rate.
French Medical Insurance,
French Car Insurance,
French Home Insurance

Please Use Our Link. It Will Not Impact Your Rate.
Why choose us?
We’ve been fabulous for nine years! That’s nine years of providing fabulous, helpful service to our clientele and that’s what we’ll keep doing.
You’ll get a dedicated English-speaking Broker who’s also a French native speaker so that you’ll avoid the pitfalls and headaches of the French system.
We work with more than 30 insurers and many more providers, so we are always able to find an affordable solution for each and every different situation.

International Medical Health and Travel Insurance for all ages, expats, nomads and part-time travelers. Strong coverage designs for those living abroad full-time from anywhere in the world. Lower cost designs for single country coverage are available for 12-month lengths. Run your own quote through this link or contact Warren at warrenjulietravel@gmail.com for assistance.

International Medical Health and Travel Insurance for all ages, expats , nomads and part-time travelers. Run your own quote through this link or contact Warren at warrenjulietravel@gmail.com for assistance.

Health Insurance for
Digital Nomads, Expats and Travelers Up to Age 69.
Monthly Rates Available.
Every Country, Any Doctor or Hospital.
Check out Genki Explorer for Travel Insurance and Genki Resident and Genki Resident Premium for several new benefits including dental for International Health Insurance.
Also Planning Residency or Vehicle Ownership in Europe?
Many of our clients combine international health insurance with European residency support or vehicle ownership strategies for long-term living abroad. Explore our Residency Support page or European Vehicle Solutions guide to understand how insurance integrates into your relocation plan.
Frequently Asked Questions About International Health Insurance for Expats
Do I need international health insurance for European residency?
Most European residency programs require proof of private, comprehensive health insurance that meets national visa standards. Travel insurance is usually not sufficient for long-term residency approval.
Does Medicare cover me outside of the United States?
Original Medicare generally does not provide comprehensive coverage outside the United States. Americans relocating overseas often need an international health insurance plan that either supplements or replaces domestic coverage.
What is the difference between travel insurance and expat health insurance?
Travel insurance is short-term emergency medical coverage designed for temporary trips. International health insurance for expats is long-term, comprehensive medical coverage intended for living abroad and meeting residency requirements.
Which international health insurance plan is best for expats?
The best plan depends on your age, country of residence, Medicare status, deductible preference, and long-term relocation goals.
Comparing structure before enrolling is important, as plan differences can significantly impact approval for residency and access to care abroad.
Can I keep my US coverage and add international insurance?
In some cases, yes. Many Americans keep certain domestic policies while adding international coverage for residency compliance and overseas medical access.
Should I speak with a licensed agent before choosing international health insurance?
International health insurance plans vary widely in structure, underwriting rules, and residency compliance. Speaking with a license agent before enrolling can help prevent selecting a plan that does not meet your long-term needs.
Is international health insurance required for a digital nomad visa?
Many digital nomad visa programs require proof of private health insurance valid in the host country. Requirements vary by country, but travel insurance alone is often insufficient for long-term visa approval.