Warren & Julie Travel
Slow Travel
Nomad Expats
Travel Insurance for International Trips
Protect your trip, your health, and your travel investment when traveling internationally.
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Compare plans from trusted global travel insurance providers.
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Coverage for trips, cruises, and international travel
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Fast online quotes
Trusted travel insurance providers including IMG, Blue Cross Blue Shield Global, and HTH Worldwide, MondialCare, and Feather Insurance
Why Travelers Choose Warren & Julie Travel
🛫Slow travelers in 50+ countries
🌎U.S. Licensed Health Insurance Agent specializing in international coverage.
🧭Helping expats, retirees and digital nomads worldwide
Protect your trip, your health, and your travel investment while exploring the world
Whether you're planning a vacation, cruise, or extended international journey, travel insurance protects you from unexpected medical costs, trip cancellations, and travel disruptions while abroad.
Types of International Coverage for Travelers
Depending on your travel plans, there are three main types of international coverage: travel insurance, travel medical insurance, and international health insurance for expats. Each type is designed for a different kind of traveler and length of stay abroad.
Travel insurance protects your trip investment.
Travel medical insurance protects your health during international travel.
International health insurance protects you when living abroad long-term.
What Travel Insurance Covers
Travel insurance helps protect travelers from unexpected events that can occur before or during an international trip.
Coverage may include protection for medical emergencies, trip cancellations, travel delays, and lost baggage while traveling abroad.
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Emergency medical expenses abroad
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Medical evacuation and repatriation
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Trip cancellation protection
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Trip interruption coverage
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Lost or delayed baggage
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Travel delay assistance
Travel insurance is designed for temporary trips abroad such as vacations, cruises, and shorter international travel. If you plan to live abroad, retire overseas, or travel full-time, you will usually need international health insurance instead.
Medical Transport & Evacuation Membership
Added support beyond standard evacuation benefits
Medjet is a medical transport membership designed for travelers who want an added layer of support beyond standard travel insurance.
If a member is hospitalized 150 miles or more from home and meets the program's rules for transfer, Medjet may arrange transport to a hospital of choice in the member's home country for inpatient care. It is not medical insurance and does not replace travel medical or international health coverage.
MedJet Assist
Best for travelers who want medical transport membership support after a qualifying hospitalization away from home.
Medjets says this includes transport to a home-country hospital of choice for inpatient care if the member is hospitalized 150+ miles from home and is stable for transfer.
MedJet Horizon
Includes MedjetAssist medical transport benefits plus travel security, crisis response, and evacuation-related support powered by FocusPoint International.
Medjet also says Horizon members can access certain added services such as crisis response and, in some cases, an emergency medical cash advance subject to approval and rules.
Not a substitute for medical insurance. Medjet membership is intended to complement travel medical insurance or international health insurance.
Who Should Buy Travel Insurance?
Travel insurance can be valuable for many types of international travelers, especially those who want protection against unexpected medical emergencies and travel disruptions.
Travel insurance is often recommended for:
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Vacation travelers visiting another country
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Cruise passengers
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Retirees traveling abroad
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Families taking international trips
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Digital nomads and remote workers
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Travelers visiting multiple countries
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Travelers visiting expensive destinations.
Travelers planning to live abroad or stay overseas long-term may need international health insurance instead of travel insurance.
Once you know travel insurance is right for your trip, the next step is comparing
Travel Insurance for Different Types of Travelers
Different travelers have different needs depending on their destination, trip length, and travel style.
Retirees Traveling Abroad
Retirees often travel internationally for longer periods or take cruises, Travel insurance can help protect against unexpected medical expenses, trip cancellations, and emergency evacuation while abroad.
Cruise Passengers
Cruises involve multiple destinations and complex travel arrangements. Travel insurance can protect against missed connections, medical emergencies at sea, and itinerary changes.
Digital Nomads & Long-Term Travelers
Digital nomads and extended travelers may rely on travel medical coverage for emergencies abroad. Travelers planning to live overseas long-term may need international health insurance.
Familes Traveling Internationally
Families traveling abroad often choose travel insurance to protect against trip cancellations, travel delays, and unexpected medical expenses for children while traveling.
Compare Travel Insurance Plans
Compare trusted international travel insurance plans form leading providers.
IMG offers comprehensive travel insurance with trip protection, emergency medical coverage, and evacuation benefits designed for international travelers, retirees, and cruise passengers.
IMG Travel Insurance
Blue Cross Blue Shield Global Travel Medical Plans
International health insurance backed by the trusted Blue Cross Blue Shield global network of hospitals and physicians.
BCBS Single Trip Travel Medical Insurance
Best for: Vacations, cruises and international trips lasting a few days to six months.
Short-term medical coverage for a single international trip.
Provides protection for unexpected illness or injury while traveling abroad and includes access to the Blue Cross Blue Shield global provider network.
BCBS Multi-Trip Annual Travel Medical Insurance
Best for: Frequent travelers who take several international trips per year up to 70 days in length per trip. *Restrictions apply*
Annual travel medical insurance covering multiple international trips throughout the year.
Each trip is protected with emergency medical coverage and access to the worldwide Blue Cross Blue Shield provider network.
BCBS Long-Term International Health Insurance
Best for: Expatriates, retirees abroad, digital nomads, and long-term international residents.
Comprehensive global medical coverage designed for individuals and families living abroad.
These plans provide full health insurance including doctor visits, hospital care, prescriptions, and preventative services worldwide.
Travel Medical Insurance from HTH Worldwide
International travel medical insurance designed for travelers, retirees, and global explorers who need strong medical coverage while outside their home country. HTH plans provide access to a worldwide network of doctors and hospitals and include medical evacuation and travel assistance services.
HTH Worldwide is part of the Blue Cross Blue Shield global family of travel medical insurance providers.
International Travel Insurance from MondialCare
International travel insurance designed for global travelers, expatriates, and long-term visitors seeking flexible medical coverage while abroad. MondialCare plans provide emergency medical protection, travel assistance services, and access to a worldwide network of healthcare providers.
Trusted medical coverage used by expatriates, digital nomads, and international travelers worldwide.
Travel Insurance for European Residents from Feather
Feather travel insurance is generally available only to residents of European countries.
Feather provides simple and flexible travel insurance designed primarily for residents of Europe. These plans are popular with digital nomads, expats, and long-term travelers living within the European Union who need reliable travel medical protection while exploring the world.
Feather policies are regulated in Europe and typically require applicants to be residents of a European country.
Planning to Live or Stay Abroad Longer?
Travel insurance works well for vacations and shorter international trips. If you plan to live abroad, retire overseas or travel long-term, you may also want to explore international health insurance, residency planning, and trusted travel resources.
International Health Insurance
Long-term global health coverage
for expats and global travelers
Residency Planning
Visa, residency, and relocation planning abroad
Travel Resources
Tools and guides for international travelers
Travel Insurance Frequently Asked Questions
Here are some common questions travelers ask when choosing international travel insurance
What does travel insurance cover?
Travel insurance typically covers unexpected events that occur before or during a trip, including:
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Trip cancellation or interruption
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Emergency medical treatment abroad
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Medical evacuation
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Travel delays
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Lost or delayed baggage
Coverage varies by provider and plan, so it is important to compare options before purchasing.
Is travel insurance the same as international health insurance.
No.
Travel insurance is designed for short-term trips, vacations, cruises, or temporary international travel.
International health insurance is designed for people who live abroad, retire overseas, or travel full-time, providing long-term global medical coverage.
How much travel medical coverage should I have?
Many travelers choose plans with at least $100,000 in emergency medical coverage and $250,000 or more in medical evacuation coverage when traveling internationally.
Higher limits may be recommended for remote destinations or extended trips.
When should I buy travel insurance?
Travel insurance is best purchased soon after booking your trip.
Buying early may allow you to qualify for additional benefits such as pre-existing condition waivers or broader trip cancellation protection.
What is the difference between travel insurance and international health insurance?
Travel insurance is designed for short-term trips, such as vacations, cruises or temporary international travel. It typically covers unexpected events during a trip, including emergency medical treatment abroad, trip interruption, medical evacuation, and travel delays.
International health insurance is designed for people who live abroad for extended periods, retire overseas, or relocate internationally. These plans provide more comprehensive coverage similar to domestic health insurance, including doctor visits, hospital care, prescriptions, and preventative services worldwide.
Do I need travel insurance for international trips?
While travel insurance is not always required, it is strongly recommended for international trips.
Medical care abroad, trip cancellations, and travel disruptions can be expensive, and travel insurance helps protect both your health and your travel investment.
Can I buy travel insurance after I leave my home country?
Some travel insurance plans allow you to purchase coverage after your trip has already started, although options may be more limited.
It is usually easier and more flexible to purchase travel insurance before departure.
Does travel insurance cover medical evacuation?
Many comprehensive travel insurance plans include emergency medical evacuation coverage.
This coverage helps pay for transportation to the nearest appropriate medical facility or, in some cases, transport back to your home country if medically necessary.
Can retirees or digital nomads get travel insurance?
Yes.
Many travel insurance plans are available for retirees, long-term travelers, cruise passengers, and digital nomads. However, travelers planning to live abroad long-term may need international health insurance instead of travel insurance.
Not Sure Which Travel Insurance Plan Is Right for Your Trip?
Choosing the right travel insurance depends on your citizenship, destination, trip length, and coverage needs. As experienced slow travelers and with Warren as a U.S. licensed health insurance agent, we help travelers, retirees, cruise passengers, and digital nomads compare trusted international travel insurance options.
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Compare travel insurance plans for international trips
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Guidance for cruise passengers and extended travelers
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Options for retirees, digital nomads and expats
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Plans for Americans, Canadians and international travelers abroad
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Help determining when international health insurance may be more appropriate
If your plans involve living abroad or long-term travel, we can also help you explore international health insurance options.
Personalized guidance from a U.S. licensed health insurance agent.
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Get in Touch
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Warren does his best to guide you towards suitable options, but all plans are subject to carrier terms, in some cases underwriting, eligibility, and availability.